Employees x Services x Clients = Liabilities
Basic insurance coverages suggested for hotels
General Liability insurance
Covering Clients, Visitors, third parties
Cover personal injuries and damage to property from the operation of the business premises to customers (swimming pools, spa, salon, sports facilities, etc.), visitors and third parties (eg. fire transmission in the adjacent building.)
Covering the liability to the Authorities and the Society
It covers the liability of the company in an incident where it may cause pollution, fire and general destruction or degradation of the environment within and around its facilities.
The legislation provides for rehabilitation liability or making certain compensatory projects.
Cyber risks insurance
Covering Clients and the Authorities
Covering the consequences when a company from error or malicious attack exposed customers' personal data (names, dates of stay, credit cards, etc.) οn the Internet.
It covers the cost of notification to customers, compensation of their claims, the legal defense of the company up to the reputation cost of restoration of the company.
Covering liability to the employees
It covers the liability of the business for accidents of the employees and the required high amounts of compensation to the family in the event of a serious incident.
Directors and Officers' liability
Covering liabilities of managers to the shareholder, the authorities, the personnel and the Market
It covers the personal liability of directors for errors or omissions that may cause claims.
The claims may be raised by the shareholder, the authorities, the competition, other managers or staff.
Covering liability to the clients
Covering claims as a result for example of food poisoning.
A minimum of three relevant cases with similar symptoms are required for an incident to activate the coverage
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